science

Lendwithcare

Lendwithcare is a science topic covered in the lgStudy science library. This page brings together a partial reference excerpt, illustrations, worked examples, real-world applications and a short study plan, so you can understand Lendwithcare rather than just read about it. In short: Lendwithcare is a microfinance lending website from CARE International UK. Launched in September 2010, it allows individuals and groups to make small loans to entrepreneurs in low-income countries, helping them improve their lives through business.

Key takeaways

Lendwithcare belongs to science; place it in that map before memorising details.
Learn the definition first, then one example that makes the definition concrete.
Connect Lendwithcare to a quantity you can measure, compute or draw — that is where exam questions come from.
Reproduce the core statement of Lendwithcare from memory before moving on to harder problems.

Reference excerpt

Lendwithcare is a microfinance lending website from CARE International UK. Launched in September 2010, it allows individuals and groups to make small loans to entrepreneurs in low-income countries, helping them improve their lives through business. As of January 2026, Lendwithcare supports entrepreneurs in Cambodia, Ecuador, Malawi, Nicaragua, Paraguay, Pakistan, Palestine, Philippines, Rwanda, Thailand, Togo, Vietnam, Kenya, Côte D'Ivoire and Zambia. To provide this support, Lendwithcare works with a range of local development partners, many of which are specialist microfinance institutions. While Lendwithcare does not charge interest to make this funding available, some local partners working with Lendwithcare do charge interest to borrowers to cover their operational costs. As of January 2026, over 90,000 individual lenders had provided over £60m in loan funding to over 200,000 small business owners.

History Lendwithcare was launched in September 2010. In 2012, it launches a group lending feature, allowing individual lenders to lend as groups (such as churches or clubs) and track their impact together. In 2021, Lendwithcare launches a grant funding feature, allowing users to make one-off grants in addition to loans. Unlike loans, these grants do not generate loan repayments. However, they do generate a positive impact on people's lives and reduce carbon dioxide emissions.

The process Lendwithcare works with a number of partner microfinance institutions in the countries in which it operates. If the microfinance institution is happy with an entrepreneur's idea or business plan, they approve the proposal and provide the initial loan requested. They also help the entrepreneur construct their profile for lendwithcare.org. Lenders can browse the list of entrepreneurs on the website, read about their businesses, see the value of the loan they have requested, the percentage of the loan already provided by other lenders, and then choose an entrepreneur to lend to. Once the entrepreneur's loan is fully funded, the money is transferred to the microfinance institution to replace the initial loan already paid out to the entrepreneur. During this process lenders receive progress updates regarding the entrepreneur's progress. The entrepreneur gradually pays back their loan according to a repayment schedule. The microfinance institution transfers these repayments to CARE International who then credits the payment into lenders' lendwithcare.org accounts. Lenders can then either withdraw their money using a PayPal account or can use the credit to provide a loan to another entrepreneur.

Partner microfinance institutions Lendwithcare currently partners with 18 local development partners, including:

Advans, Côte D'Ivoire Akhuwat Foundation, Pakistan Borvor, Cambodia Cooperativa Santa Anita, Ecuador Deki, Togo Doselva, Nicaragua FairClimateFund, Rwanda, India and Chad First Consolidated Cooperative along Tañon Seaboards, Philippines Fundación de Apoyo Comunitario y Social del Ecuador, Ecuador Fundación Paraguaya de Cooperación y Desarrollo, Paraguay LAMAC, Philippines MicroLoan Foundation, Zambia MicroLoan Foundation, Malawi Modern Farming Technologies, Malawi Reef Finance, The Palestinian Territories Small Enterprise Development, Thailand SolarAid, Zambia and Malawi Thanh Hoa Microfinance Institution, Vietnam U&I Microfinance Bank, Kenya Umutanguha, Rwanda

Ambassadors Stacey Dooley travelled to Bosnia and Herzegovina in 2012. Deborah Meaden travelled to Cambodia in 2011. Alastair Stewart travelled to Bosnia and Herzegovina in 2011 to visit CARE's partner Zene za Zene. He met many entrepreneurs, including women widowed by Srebrenica massacre.

References

External links UK website AU website

Illustrations

Worked examples

Example 1 — a first encounter with Lendwithcare

Start with the simplest possible case. Write down what Lendwithcare claims or describes in one sentence, then invent the smallest concrete situation in which that sentence is true. In science, the smallest case is usually a single object, a single equation or a single measurement. Check that every symbol or term in your sentence has a meaning in that case.

Example 2 — changing one variable

Take the situation from Example 1 and change exactly one quantity: double it, halve it, or set it to zero. Predict what should happen to Lendwithcare before you calculate. Comparing your prediction with the result is the fastest way to find out whether you understand the idea or only the words.

Example 3 — an exam-style question

Typical questions about Lendwithcare ask you to (a) state it precisely, (b) apply it to given data, and (c) explain a limitation. Practise writing all three answers in under five minutes; the third part is what separates a full-mark answer from an average one.

Applications of Lendwithcare

In research: Lendwithcare appears in science research whenever the underlying quantities have to be modelled precisely. Papers usually cite it as a starting assumption and then explore where it breaks down.
In technology and industry: Engineering practice reuses Lendwithcare in design rules, simulations and safety margins. Knowing the idea lets you read a specification sheet and understand why the numbers look the way they do.
In the classroom: Lendwithcare is common in secondary-school and first-year university syllabi. It links to neighbouring topics Economics websites, Internet properties established in 2010, Microfinance organizations, so understanding it makes those chapters shorter.
In everyday life: Look for Lendwithcare outside the textbook — in sport, cooking, traffic, electronics or the sky above you. An example you found yourself is remembered far longer than one you were given.

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How to study Lendwithcare in 20 minutes

Read the reference excerpt below once, without taking notes.
Close the page and write down what Lendwithcare means in your own words.
Compare your version with the excerpt and mark what you missed.
Work through the three examples above with pen and paper.
Explain Lendwithcare out loud to somebody else — or to Teacher Smith in the lgStudy chat.

Frequently asked questions

What is Lendwithcare in simple terms?

Why does Lendwithcare matter?

Because it connects several science ideas at once: it gives you a definition you can apply, a quantity you can calculate, and a way to check whether a result is plausible.

How should I study Lendwithcare?

Read the excerpt, restate it from memory, then work through the examples and applications listed on this page. The five-step study plan above takes about twenty minutes.

What does this page cover?

It gives you a compact reference excerpt plus original lgStudy explanations, examples, applications and study material on Lendwithcare.