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Quantity theory of money

Quantity theory of money is a science topic covered in the lgStudy science library. This page brings together a partial reference excerpt, illustrations, worked examples, real-world applications and a short study plan, so you can understand Quantity theory of money rather than just read about it. In short: The quantity theory of money (QTM) is a hypothesis within monetary economics which states that the general price level of goods and services is directly proportional to the amount of money in circulation (i.e., the money supply), and that the causality runs from money to prices. This implies that the theory potentially explains inflation.

Key takeaways

  • Quantity theory of money belongs to science; place it in that map before memorising details.
  • Learn the definition first, then one example that makes the definition concrete.
  • Connect Quantity theory of money to a quantity you can measure, compute or draw — that is where exam questions come from.
  • Reproduce the core statement of Quantity theory of money from memory before moving on to harder problems.

Reference excerpt

The quantity theory of money (QTM) is a hypothesis within monetary economics which states that the general price level of goods and services is directly proportional to the amount of money in circulation (i.e., the money supply), and that the causality runs from money to prices. This implies that the theory potentially explains inflation. It originated in the 16th century and has been proclaimed the oldest surviving theory in economics. According to some, the theory was originally formulated by Renaissance mathematician Nicolaus Copernicus in 1517, whereas others mention Martín de Azpilcueta and Jean Bodin as independent originators of the theory. It has later been discussed and developed by several prominent thinkers and economists including John Locke, David Hume, Irving Fisher and Alfred Marshall. Milton Friedman made a restatement of the theory in 1956 and made it into a cornerstone of monetarist thinking. The theory is often stated in terms of the equation MV = PY, where M is the money supply, V is the velocity of money, and PY is the nominal value of output or nominal GDP (P itself being a price index and Y the amount of real output). This equation is known as the quantity equation or the equation of exchange and is itself uncontroversial, as it can be seen as an accounting identity, residually defining velocity as the ratio of nominal output to the supply of money. Assuming additionally that Y is exogenous, being independently determined by other factors, that V is constant, and that M is exogenous and under the control of the central bank, the equation is turned into a theory which says that inflation (the change in P over time) can be controlled by setting the growth rate of M. However, all three assumptions are arguable and have been challenged over time. Output is generally believed to be affected by monetary policy at least temporarily, velocity has historically changed in unanticipated ways because of shifts in the money demand function, and some economists believe the money supply to be endogenously determined and hence not controlled by the monetary authorities. While it is called the Quantity Theory of Money, as James Tobin pointed out in his debate with Milton Friedman it should be called the Quantity Theory of Prices or Inflation, since it is a theory of the inflation rate, and not of the money growth rate. The QTM played an important role in the monetary policy of the 1970s and 1980s when several leading central banks (including the Federal Reserve, the Bank of England and Bundesbank) based their policies on a money supply target in accordance with the theory. However, the results were not satisfactory, and strategies focusing specifically on monetary aggregates were generally abandoned during the 1980s and 1990s. Today, most major central banks in practice follow inflation targeting by suitably changing interest rates, and monetary aggregates play little role in monetary policy considerations in most countries.

Origins and development

Before 1900: Early contributions The "state savings" (國蓄 pinyin:guó xù) chapter of the Guanzi (a Chinese philosophical and political text compiled in the early Han dynasty which discusses concepts of political economy that evolved in the Spring and Autumn period) has been described as the first-ever exposition of the quantity theory of money. Economic historian Mark Blaug has called the quantity theory of money "the oldest surviving theory in economics", its origins originating in the 16th century. Nicolaus Copernicus noted in 1517 that money usually depreciates in value when it is too abundant, which is by some historians taken as the first mention of the theory. Robert Dimand in the chapter on the history of monetary economics in The New Palgrave Dictionary of Economics identified Martín de Azpilcueta (1536) and Jean Bodin (1568) as the originators of a proper theory usable for explaining the observed quadrupling of prices during the phenomenon known as the Price Revolution following the influx of silver from the New World to Europe. John Locke studied the velocity of circulation, and David Hume in 1752 used the quantity theory to develop his price–specie flow mechanism explaining balance of payments adjustments. Also Henry Thornton, John Stuart Mill and Simon Newcomb among others contributed to the development of the quantity theory. During the 19th century, a main rival of the quantity theory was the real bills doctrine, which says that the issue of money does not raise prices, as long as the new money is issued in exchange for assets of sufficient value. According to proponents of the real bills doctrine, money supply responded passively in response to money demand. Consequently, there could be no causal influence from money to prices; conversely, the connection ran in the opposite direction: Money demand was determined by income and prices, which were affected by inflation, caused by various real (i.e., non-monetary) reasons.

… excerpt ends here. Continue reading the full article.

Worked examples

Example 1 — a first encounter with Quantity theory of money

Start with the simplest possible case. Write down what Quantity theory of money claims or describes in one sentence, then invent the smallest concrete situation in which that sentence is true. In science, the smallest case is usually a single object, a single equation or a single measurement. Check that every symbol or term in your sentence has a meaning in that case.

Example 2 — changing one variable

Take the situation from Example 1 and change exactly one quantity: double it, halve it, or set it to zero. Predict what should happen to Quantity theory of money before you calculate. Comparing your prediction with the result is the fastest way to find out whether you understand the idea or only the words.

Example 3 — an exam-style question

Typical questions about Quantity theory of money ask you to (a) state it precisely, (b) apply it to given data, and (c) explain a limitation. Practise writing all three answers in under five minutes; the third part is what separates a full-mark answer from an average one.

Applications of Quantity theory of money

In research
Quantity theory of money appears in science research whenever the underlying quantities have to be modelled precisely. Papers usually cite it as a starting assumption and then explore where it breaks down.
In technology and industry
Engineering practice reuses Quantity theory of money in design rules, simulations and safety margins. Knowing the idea lets you read a specification sheet and understand why the numbers look the way they do.
In the classroom
Quantity theory of money is common in secondary-school and first-year university syllabi. It links to neighbouring topics Business cycle theories, Monetary economics, so understanding it makes those chapters shorter.
In everyday life
Look for Quantity theory of money outside the textbook — in sport, cooking, traffic, electronics or the sky above you. An example you found yourself is remembered far longer than one you were given.
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How to study Quantity theory of money in 20 minutes

  1. Read the reference excerpt below once, without taking notes.
  2. Close the page and write down what Quantity theory of money means in your own words.
  3. Compare your version with the excerpt and mark what you missed.
  4. Work through the three examples above with pen and paper.
  5. Explain Quantity theory of money out loud to somebody else — or to Teacher Smith in the lgStudy chat.

Frequently asked questions

What is Quantity theory of money in simple terms?

The quantity theory of money (QTM) is a hypothesis within monetary economics which states that the general price level of goods and services is directly proportional to the amount of money in circulation (i.e., the money supply), and that the causality runs from money to prices. This implies that t…

Why does Quantity theory of money matter?

Because it connects several science ideas at once: it gives you a definition you can apply, a quantity you can calculate, and a way to check whether a result is plausible.

How should I study Quantity theory of money?

Read the excerpt, restate it from memory, then work through the examples and applications listed on this page. The five-step study plan above takes about twenty minutes.

What does this page cover?

It gives you a compact reference excerpt plus original lgStudy explanations, examples, applications and study material on Quantity theory of money.

Tags

  • Business cycle theories
  • Monetary economics

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